How to plan your salary



How to plan your salary


Today I will teach you how to plan your salary to save more

Are you the type of person who receives the salary of the month and in a few days is already out of money? Know that this type of complaint is very common, but there are ways to plan and organize your financial life.

The tactic of controlling finances is well known and, believe me, it works. Of course, it all depends on evaluating the amount of fixed accounts you have and the extra expenses.

When you have variable income, reaching the end of the month without entering the bank overdraft is a challenge, precisely because this is a factor that will influence your expenses. However, assessing your consumption habits can be helpful in this situation.

In addition to financial organization, an alternative to not having difficulties due to lack of money is to invest in an extra source of income.

In this scenario, you can combine business with pleasure if you have a hobby, such as cooking. In this line, selling sweets like the well-born for baby showers and other events can be an alternative.

Evaluate your expenses

  • The first step in organizing your finances is knowing what you spend your money on. For this, it is important to list your expenses.

  • In order to facilitate this process, it is worth using a spreadsheet, calendar or even an expense control application.

  • You can start the list with your fixed monthly expenses that are essential, such as water, electricity, internet, rent and health insurance, for example.

  • Then make a column (or use a tool) to separate your income from expenses, that is, what you earn and what you spend.
See more in the video below: